How to Love without Breaking the Bank

It’s difficult to stay in a relationship without breaking the bank, but it’s possible. Dealing with money matters in a relationship isn’t easy. You need to figure out who settles what bills—and that’s the tricky part—more so if one person makes or earns a lot more cash than the other. Because you have to keep things going, you have to find a solution that works for the two of you and discuss arising issues like rent increases or any extra bills.

However, one thing you two should know when trying to find this balance is no single remedy works for all couples. The reason is simple; situations are never same across the board. So if you’re under pressure to find a way to handle finances in your relationship, here are a few tips;

Be upfront about your financial status

If your relationship is built on honesty, then there’s no harm disclosing to your partner what you do or how much you earn? This way, your partner learns what you are capable of; and know when they are asking for more than you can afford.

Share costs depending on your earnings

If both of you make money, then cost-sharing is a good idea. If he pays for a date this time, make sure next time you sort the bills when you go out.  Of course, the one that earns more gets to sort the huger bills; and the vise-versa is true.

Don’t let the man pay for everything

The idea that the man should handle all bills is quite misleading. Stand for yourself and you two even if he is always willing to do or pay everything for you. This way, you help him save and build his confidence in you knowing you can always be relied on when times are tough.

Learn (and train your partner) to spend within your means

Sometimes you have to break the bank just because you don’t want to annoy or let down your partner. But the truth is; you can’t live like a superstar on a bartender’s salary! And if you tried, you’d be dead broke in a day or two. So you better accept who you are and teach your partner to live with what you can afford.


Managing funds in a relationship is only as easy as the two of make it. If you don’t know how to go about it, then you can seek financial advice from experts like EMB. We also provide adult merchant accounts to adult service providers to ensure your relationship needs are catered for.

Author Bio: Electronic payments expert Blair Thomas co-founded eMerchantBroker, America’s leading adult merchant account provider serving both traditional and high-risk merchants. His passions include producing music, and traveling to far off exotic places.